Off-exchange plans

Individual market plans that are not sold through a public marketplace. Off-exchange plans must comply with the same rules as on-exchange plans.  In some markets off-exchange plans may be cheaper than on-exchange plans, and in some cases they may offer a different provider network or plan benefits. Individuals who enroll in off-exchange plans are not eligible for premium tax credits.

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Individual coverage health reimbursement arrangement (Individual Coverage HRA, or ICHRA)

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On-exchange plans